1. Verify his license
Every U.S. loan officer has a public federal record. Luke's is NMLS #2725671 — name, license history, and employer, straight from the regulator.
NMLS Consumer Access →Reputation
Check Luke out before you text him.
Smart buyers verify their lender. Here's exactly how to verify Luke — and what you can expect once you do.
2. Confirm he's at Fairway
Luke's official profile on Fairway.com confirms his role, branch, and contact info — published by the company itself, not by this site.
Fairway.com profile →3. Know the company
Fairway Independent Mortgage Corporation (NMLS #2289) is one of the largest mortgage lenders in the country. Luke's branch in Eden Prairie, MN is a full-service office with processors and specialists in-house.
Eden Prairie branch →be honest — why don't you have a wall of 5-star reviews on here?
Because I'd rather show you none than show you fake ones. Verify my license, text me a hard question, and judge the answer. Reviews are earned one closing at a time — yours could be up here next.
The best reference is a conversation.
Text Luke something hard — a real scenario, a confusing quote from another lender, a payment question. Judge him on the answer.